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Protecting You with Personalized Insurance Coverage

What I Provide

What I Provide
1

Home Insurance

Protect your biggest investment with policies tailored to your property and location. From fire and storm damage to theft and liability, I’ll help ensure your home is fully covered. I take the time to explain the fine print so you understand exactly what’s protected and why it matters.

2

Auto Insurance

Drive with confidence knowing you have the right coverage for your vehicle. I work with multiple carriers to secure the best rates and protection. Whether it’s a single car or multiple vehicles, I’ll find the right balance between affordability and coverage.

3

Bundled Policies

Save more by combining home and auto insurance. Bundling not only simplifies your policies but often unlocks additional discounts and better coverage options. Let’s streamline your coverage and put more money back in your pocket.

4

Renter's Insurance

Even if you don’t own your home, your belongings deserve protection. Renters insurance covers your possessions against theft, fire, and other unexpected events. I’ll help you find affordable coverage that gives you peace of mind in any rental situation.

5

Umbrella Insurance

For those who want extra peace of mind, umbrella insurance provides an additional layer of protection beyond standard home and auto policies. It’s an affordable way to safeguard your assets from significant liability claims and lawsuits.

6

Specialty Coverage

Need coverage for something beyond the basics? I also provide policies for recreational vehicles, and more. Whatever your situation, there’s a solution to keep you protected. Let’s talk about how we can ensure all areas of your life are covered

What makes us Different from Others?

Personalized

Tailored Solutions

Experienced

Insurance Expert

Customer-Centric

Service Approach

Trustworthy

Insurance Partner
ImageTim Morton with Rate Insurance
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© Copyright 2025, All Rights Reserved by Tim Morton. © Rate Insurance, LLC is licensed in all 50 states (d/b/a Rate Insurance Agency, LLC in California (License 0K09890), Michigan, Minnesota, North Dakota, New York and Texas).