Welcome to Tim Morton's Insurance Blog
Empowering you with knowledge to make informed decisions about your personal insurance needs
IS YOUR MOST PRECIOUS POSSESSION COVERED IN YOUR HOMEOWNERS POLICY?
Think your homeowners policy covers that heirloom ring or rare collectible? Think again. Learn when and why you might ne...
COULD YOU AFFORD A $3,000 VET BILL? WHY PET INSURANCE MATTERS MORE THAN YOU THINK
Vet bills can wreck your budget. Pet insurance protects your furry family member and your wallet. Here’s what it really ...
WHAT IS UMBRELLA INSURANCE AND WHY MORE HOMEOWNERS ARE CHOOSING IT
Life can change in a moment. Learn how umbrella insurance helps protect your family, finances, and future when the unexp...
Flood Insurance 101: What It Covers and Why Homeowners Need It
Learn what flood insurance covers, what it does not, and how to protect your home from rising water risks. Simple, clear...
TERM LIFE INSURANCE EXPLAINED: WHAT IT IS AND WHY YOU MIGHT NEED IT
Discover the essentials of term life insurance, including how it works, who needs it, and how to choose the right covera...
Auto Insurance 101: What Every New Driver Needs to Know
New to driving? Learn what auto insurance covers, how to save money, and avoid rookie mistakes with expert tips from Tim...
FIRST-TIME HOMEBUYER'S GUIDE TO HOME INSURANCE
Your first home deserves protection. Discover how homeowners insurance works, what coverage you need, and get expert gui...
HOW TO SPOT AND HANDLE UNFAIR PRACTICES IN INSURANCE
Worried about unfair treatment from your insurance company? Learn how to recognize unethical practices, take action, and...
Why Transparency in Insurance Matters (And What to Do When It’s Missing)
Frustrated by confusing insurance policies and unexpected coverage gaps? Learn why transparency matters, how to spot red...
INSURANCE BILLING ISSUES: WHY THEY HAPPEN AND HOW TO FIX THEM FAST
Confused by your insurance bill or facing unexpected charges? Learn the most common billing issues, how to avoid coverag...
WHAT DOES MY INSURANCE ACTUALLY COVER? COVERAGE DISPUTES AND HOW TO AVOID THEM
Confused about what your insurance really covers? Learn why coverage disputes happen, how to avoid them, and how a trust...
Why Was My Insurance Policy Canceled? Understanding Non-Renewals and How to Stay Covered
Worried about your insurance policy being canceled or non-renewed? Learn the most common reasons for cancellations, how ...
Understanding and Managing Rising Insurance Premiums
Discover the factors leading to increased insurance premiums and learn actionable strategies to manage and reduce your c...
What to Do When Your Insurance Adjuster Isn’t Meeting Your Expectations
Experiencing issues with your insurance adjuster? Learn common reasons behind poor adjuster experiences and how your ins...
The Top 10 Most Common Insurance Complaints (And How to Avoid Them)
Frustrated with slow claims, denied coverage, or rising premiums? You’re not alone. Discover the top 10 consumer complai...
Why Are Insurance Claims Taking So Long? (And How Your Agent Can Help Keep Things Moving)
Waiting on an insurance claim? Learn why claims get delayed, how an insurance agent can help speed things up, and what y...
Are Insurance Payouts Too Low? Understanding Claim Settlement Disputes & How to Get What You Deserve
Think your insurance settlement is too low? Learn why insurers offer lower payouts, how to dispute them, and how an insu...
WHY WAS MY INSURANCE CLAIM DENIED? (AND HOW TO PREVENT IT)
Learn the top reasons insurance claims are denied and practical steps to avoid future denials. Discover how working with...